Company Overview
Discover how SailOne Group is revolutionizing financial services for the unbanked population worldwide.
Our Business Model
Bridging Financial Gaps Through Technology
SailOne Group operates at the intersection of financial services and technology, creating innovative solutions that provide essential financial services to underserved populations worldwide.
Our business model is built on three key pillars:
Alternative Risk Assessment
Our proprietary risk assessment models use alternative data sources and AI to evaluate creditworthiness beyond traditional credit scores, enabling us to serve customers overlooked by conventional financial institutions.
Mobile-First Approach
We deliver financial services primarily through mobile platforms, making them accessible even in areas with limited banking infrastructure but growing mobile penetration.
Strategic Partnerships
We collaborate with local financial institutions, telecommunications companies, and community organizations to scale our reach and tailor our services to local needs.
How We Create Value
For Customers
We provide access to essential financial services that enable individuals to save, borrow, and transact safely, helping them build financial resilience and pursue economic opportunities.
For Partners
We offer innovative financial technology solutions that enable our partners to expand their customer base, enhance their service offerings, and increase their revenue streams.
For Investors
We generate sustainable returns by tapping into underserved markets with significant growth potential, while also creating positive social impact that aligns with ESG investment criteria.
Global Business Coverage
10+
Countries
10M+
Active Users
50+
Strategic Partners
$2B+
Transaction Volume
Regional Operations
Our Largest Market
With operations in Indonesia, Pakistan, Philippines, Vietnam, and Thailand, Asia represents our largest market with over 7 million active users. Our services in this region focus on microfinance, digital banking, and payment solutions tailored to local needs.
Fastest Growing Region
Our African operations span Kenya, Nigeria, Tanzania, Angola, and Rwanda, serving over 2 million users. This is our fastest-growing region, with a focus on mobile money services, agricultural financing, and financial education initiatives.
Emerging Opportunity
Our Latin American presence includes Mexico, Colombia, and Peru, with approximately 1 million users. We focus on digital credit solutions, remittance services, and small business financing in this region.
Future Expansion
We're continuously expanding our global footprint to bring financial services to more underserved communities worldwide.
Middle East & North Africa
Planned entry in 2026, focusing on digital banking and remittance services.
Central Asia
Exploring opportunities in Kazakhstan, Uzbekistan, and surrounding regions for 2027 expansion.
Eastern Europe
Market research underway for potential expansion in 2029, with a focus on digital lending platforms.
Interested in Learning More?
Discover how our innovative approach to financial services is creating value for customers, partners, and investors worldwide.